Get a guaranteed return with peace of mind.
Our Certificates of Deposit (CDs), range from 3 months to 60 months, offering a fixed rate of return and the assurance your money is safe.
You'll benefit from:
- Higher, guaranteed rates of return
- An even higher rate of return when you qualify for Rewards Rates1
- Peace of mind you don’t get from riskier investments
- Accounts that are federally insured
Looking for an IRA or Roth IRA? IRA certificates are also available.2
A No Penalty CD offers ultimate flexibility for your funds:
Skip the penalty
Enjoy the freedom to withdraw any time after the first 6 days of funding.
Lock in a great rate
Take advantage of competitive rates with a No Penalty CD.
Save on your terms
Choose from a limited-time 7-month, 11-month, or 13-month term.
Frequently Asked Questions
You will not incur a penalty for early withdrawal. You can withdraw your full balance and interest any time after the first 6 days following the date you funded the account.
The No Penalty certificates are specials and are available for a limited time.
No Penalty certificates are promotional. Promotional certificates will roll into a certificate with the next lower term length. Example, a 13-month promotional CD will roll into a traditional 12-month certificate upon maturity.
Opening an account is easy:
Log in to Online Banking.
The minimum balance required to open a Certificate account is $500. The funds must be available in your membership at time of origination. Plan for any transfer from another financial institution ahead of time.
Click the More icon on the left-hand side and then Open New Account. Select Open Now and follow the prompts.
APY = Annual Percentage Yield
Is your CD maturing? Learn how to renew or transfer here!
Looking for a safer way to save?
Take advantage of our 7-month No Penalty CD. Your funds will be secure, earning a great rate of 0.75% APY with the flexibility of withdrawing funds before maturity penalty free.