Your path to a positive credit history.
Your payment history is reported to each of the 3 major credit bureaus, helping you establish a comprehensive credit rating.
Required Security Deposit
Secure your credit line with a refundable security deposit ($150 minimum). Your credit line will match your deposit ($500 for $500).
Competitive Everyday Rate
With a rate of 18.00% APR1, you’ve got the freedom that comes with affordable credit.
No Annual Fee
Simple and straightforward to save you money.
Credit Line Increase Opportunities
You have the option to secure additional funds in $100 increments to increase your credit line.
Convenient Online Account Management
View transactions, make payments, get text alerts and more through our Online Banking and smartphone app.
Tap to Pay
Tap to pay is faster than inserting or swiping your card and has the same level of security as chip cards.