Build or Rebuild Credit

Your path to a positive credit history.


Build Credit

Your payment history is reported to each of the 3 major credit bureaus, helping you establish a comprehensive credit rating.

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Required Security Deposit

Secure your credit line with a refundable security deposit ($150 minimum). Your credit line will match your deposit ($500 for $500).

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Competitive Everyday Rate

With a rate of 18.00% APR1, you’ve got the freedom that comes with affordable credit.

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No Annual Fee

Simple and straightforward to save you money.

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Credit Line Increase Opportunities

You've got the option to secure additional funds in $100 increments to increase your credit line, or earn additional credit line increases with successive on-time payments.

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Convenient Online Account Management

View transactions, make payments, get text alerts and more through our Online Banking and smartphone app.

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Tap to Pay

Tap to pay is faster than inserting or swiping your card and has the same level of security as chip cards.

Cardholder Resources

  • Disclosure


    1APR = Annual Percentage Rate.

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