Peace of mind knowing you’re covered no matter what.
No one knows what the future will hold, which is why risk management is so important.
Whether you're looking to protect your family if you're no longer around or want to minimize the financial impact of a devastating illness or aging, dealing with these risks should be an essential part of your financial plan. Your Wealth Advisor will help you explore the available options and regularly review your coverage so it matches your evolving needs.
A life insurance policy lets you protect and take care of your family financially when you're not there to do it. With life insurance, you can rest assured that your family will have money to put toward paying off the mortgage, financing a child's education or protecting your retirement plans. Your Wealth Advisor will help you select the right policy for your family and your financial goals, along with the right amount to ensure you and your loved ones are protected.
Long-term Care and Disability Insurance
If you or a family member needs long-term care due to a prolonged disability, natural aging or an accident, the financial burden can be disastrous without the proper protection. In fact, average costs for care range from $4,500/month for a 1-bedroom assisted-living unit, to over $9,000 for nursing home care.* Long-term care and disability insurance can help you project your financial future.
Long-Term Care Insurance covers services such as:
- Nursing home care
- Home health care
- Services in assisted living facilities
- Adult day care
- House cleaning services
- Meal preparation
*AARP Long Term Care Cost Calculator, Senior Living Directory and Aging Resources | SeniorLiving.com