Student Loan Refinance & Consolidation
Congratulations on your pre-approval!
Now, just select the option that’s right for you.
Combine multiple education loans (government, private and parent plus) into a single loan with one monthly payment. You've earned your degree, get rewarded with a better interest rate.
Which Loan is Right for You?
Loan Amount | Min Degree Attained | Income Requirement | ||
---|---|---|---|---|
($5K - $150K)
|
*2 years of continuous employment at minimum income and BCU membership required.
It’s easy to save money and lower your payments with:
Low Rates
Variable rates as low as 4.89% APR1.
Fixed rates as low as 6.30% APR2.
Fixed rates as low as 4.80% APR2 for Medical Degree Refi.
Flexible Terms
Flexible repayment terms to fit your budget - select 5, 7, 10 or 15 years
(or up to 20 years for Advanced and Medical Degree).
Refinance Options
Consolidate federal and private student loans, including PLUS loans.
No Fees
No application, no origination and
no pre-payment penalty fee.
Looking for more information? We can help!
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Disclosure