Student Loan Refinance & Consolidation

Congratulations on your pre-approval!

Now, just select the option that’s right for you.

Combine multiple education loans (government, private and parent plus) into a single loan with one monthly payment. You've earned your degree, get rewarded with a better interest rate.




Which Loan is Right for You?

 
Loan Amount Min Degree Attained Income Requirement
$5K - $150K
Bachelors and above
$30K*
Apply Now
$150K - $250k
 
Advanced Degree and Above
$100K*
Apply Now
$250K - $350K
Medical Degree
$150K*
Apply Now

Parent
($5K - $150K)

 

NA
$30K*
 Apply Now

 

*2 years of continuous employment at minimum income and BCU membership required.


It’s easy to save money and lower your payments with:

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Low Rates

Variable rates as low as 4.89% APR1.

Fixed rates as low as 6.30% APR2.

Fixed rates as low as 4.80% APR2 for Medical Degree Refi.

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Flexible Terms

Flexible repayment terms to fit your budget - select 5, 7, 10 or 15 years (or up to 20 years for Advanced and Medical Degree).

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Refinance Options

Consolidate federal and private student loans, including PLUS loans.


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No Fees

No application, no origination and no pre-payment penalty fee.


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