A Better Way To Bank

High-Interest Checking

BCU’s PowerPlus™ Checking offers rates up to 8.00% APY*, nearly 50 times higher1 than rates at national big banks!



high interest rate

Higher Rates

Earn up to 8.00% APY on balances up to $15,000.*

ATM Icon

Fewer Fees

Up to $20/month in ATM fee refunds* and no monthly maintenance fees.

Earlier Payday

Earlier Payday

Access your money up to two days ahead of your scheduled payday.2

Our members come first. You come first.


As a credit union, we're owned by our members. Everything we do is to serve members like you— not faceless stockholders. That's why you'll find lower rates, lower fees (and no fees when possible), higher dividends and more innovative products and services than you'd get at many financial institutions.

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Best Credit Unions

CNET

Forbes best-in-state credit unions

Best-in-State Credit Unions

Forbes

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Best Of The Best Credit Union

Daily Herald

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Exceptional Workplace Award

Gallup

Bank how and when you want – we’re open 24/7!

Access your money on your schedule. Make a transfer or deposit a check in a snap with Deposit Anywhere.

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Frequently Asked Questions

  • Why BCU?
  • What is the introductory offer?
  • What is PowerPlus Checking?
  • How do I qualify for the benefits?
  • How many PowerPlus Checking accounts can I have?
  • What are the different checking account options offered by the Credit Union?
  • What if I don't meet the qualifications for the PowerPlus Checking interest and non-BCU ATM fee reimbursement benefits?



Next Steps:

 check mark iconYou've selected PowerPlus™ Checking

Great choice, get ready to save and earn!

Would you like to pair your PowerPlus Checking with other accounts?

Top Picks For You:

Rainy Day Savings™ info

Popular savings account! Earn up to 2.50% APY3.

Money Market Special info

Earn up to 4.25% APY. 4B.

Rainy Day Savings™ + Money Market Special info

Enjoy maximum savings and earning potential.

Note: All memberships come with a Regular Savings* account.

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